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Determining fault in car accident cases can be very difficult because of the complexities involved. Negotiations between the two drivers cannot proceed until there is a determination of fault. Although some accidents are straightforward and there is clear negligence, others can be more complicated. There are cases in which none or both of the drivers might be at fault. If it is unclear who was at fault, law enforcement authorities may investigate the scene. This is also important for insurance companies that need to determine who was at fault. A proper report of fault determination is essential for them, which is why they have several ways of determining who was responsible for the accident.
Almost all insurance companies accept a police report made by a law enforcement officer. In cases where there is an injury or fatality, the police will make a report. If there is no law enforcement officer at the scene of the accident, the two parties can report the accident at the nearest police station. The police station will provide a report to satisfy the insurance companies.
Other than police reports, establishing fault through traffic laws is also acceptable for many insurance companies. For example, almost all rear end collision are the fault of the car in the back, and left turn collisions are usually the fault of the driver turning left. Traffic rules play an important role in determining fault.
If you have been in a car accident, you should call an attorney immediately to assess the situation. An experienced attorney may be able to help you prove who was at fault and try to get you the compensation you deserve.